The importance of agribusiness insurance

Are you in an agriculture business or are you planning to start one? Do you have insurance? If you don’t, getting insurance sooner rather than later can be one of your best risk management strategies. Luckily, we’ve been serving agribusiness industries for decades. In fact, our sales manager Garrett Boursaw is the only agent in Northern Michigan with the designation of agribusiness and farm insurance specialist.

What is agribusiness?

Simply put, agribusiness is any business involving agricultural production. It may include, but is not limited to agrochemicals, breeding, crop productions, farming, distribution, farm machinery, processing, supply and sales.

Agribusiness insurance coverage for a variety of clients

Ford Insurance Agency serves a host of clients in the agribusiness industry. This includes clients in:

  • Dairy
  • Fruit Packers
  • Vegetable Packers
  • Meat Packers
  • Wineries
  • Cideries
  • Bottling facilities
  • Breweries
  • Juices
  • Frozen Foods
  • Community supported agriculture (CSA)

Our coverage includes the following risk areas:

  • Transportation
  • Product Recall or Withdrawal
  • Business Income
  • Machinery & Equipment Breakdown
  • Utility Services, including both direct and indirect damage
  • General liabilities
  • Properties covered under insurance
  • Insurance for employees
  • Insurance for on-road vehicles

Potential areas of coverage

Besides insurance on liability, health, employees and property, there are additional ways to cover your agribusiness. Business Interruption Insurance covers any major loss that halts the business operation. For instance, if there is loss of marketable animals, your business may fail to derive any income until new animals are raised. Though losses of animals are covered under property insurance, business income flow is covered under business interruption insurance.

We’ll take care of that

Get in touch with us at 231.941.0450 or send us an email at to learn more about our agribusiness policies.

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