Long Term Disabillity

The importance of long term disability insurance

Many people do not think that their most valuable asset is their ability to work. But if illness or injury keeps you from earning a living, do you know how you would pay your bills? Our long-term disability policy covers disabilities that are caused due to injuries or illness that prevent employees from performing the essential duties of their jobs.

Once short term disability benefits expire (after about 3-6 months) long term disability insurance can last until an employee returns to work or for the number of years stated in the policy.

Long term disability insurance can cover:

  • Return-to-work and incentives: The policy covers rehabilitation, dependent care, workplace modification and more.
  • Monthly benefit payments: This helps you receive a portion of your salary each month in which you can’t work full time.

We’ll take care of that

If you want to learn more about accident insurance, just give us a call at 231.941.0450 or send us an email at info@fordinsurance.net.

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