Short Term Disability

Short-term disability insurance helps you focus on getting better

Illness or injuries can interfere with your ability to work and even a few weeks away can make it difficult to manage household costs. Our short-term disability insurance coverage can pay up to a defined percentage of your income, so you can focus on getting better, and worry less about keeping up with your bills.

Our accident insurance coverage includes:

  • Partial disability income policy: If injury or illness prevents you from performing the duties of your regular job, we could make sure you get paid up to the defined percentage of the total disability monthly benefit once the elimination period has been met. The amount is paid up to 6 months.
  • Waiver of premium rider: Under this policy, premium is waived for the coverage after you are disabled for 90 days. Also, you could be eligible for a refund on any premiums you paid during these 90 days.

We’ll take care of that

To learn more about short-term disability insurance and how you could protect yourself, call us at 231.941.0450 or send us an email at We’ll be sure to explain all of the benefits associated with each policy.

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